10 things they did not tell you in your graduation


Dear Class of 2013,

Throughout your time in your collegiate career you have most likely studied, partied and “had the best four years of your life,” as you are most likely saying on your graduation day. The only concerns many of you had during the past four years were ensuring that you pass all your classes, contemplating how you are going to balance work and play, what you are doing on Friday evening, or if you caught herpes from a sorority girl.

In the real world, these past four years have been terrible, to say the least. In 2008, the greatest recession since the great depression occurred. Your generation is going to be the one cleaning up the mistakes of those who came before you and you are most likely unsure of what is going to happen next. You will hear a cheesy speech from the guest speaker, but keep in mind that he is paid to be motivational. Despite the conviction in his voice, the future is likely grim. Here is what they won’t tell you at graduation. The intention of this article isn’t to dampen your mood, but rather to unveil the hidden truth in regard to what’s to come.

10. The real world is like nothing you ever expected

Throughout your time in college, you have most likely been trapped in a one-dimensional type of thinking. If you attended any university, preparation for the real world was likely never a part of your curriculum. School creates an illusion in your mind that suggests that things will be easy because you are college educated. That is complete bullshit. Life only gets harder from here, and there will be times it completely breaks you. You are most likely not ready for the real world due to a complete lack of preparation and experience. Get ready for a rude awakening.

9. A bachelor’s degree means nothing

A recent statistic from the Associated Press stated that the unemployment rate among bachelor degree graduates was at 53% in 2011. That’s almost the highest it has ever been. That means at your graduation half of the students will be unemployed. Not only is the job market extremely competitive regarding credentials, but also jobs are scarce due to the ongoing recession. This statistic just goes to show how useless a bachelor’s degree can be, depending on how you utilize your time. Of course, the average college GPA is only around a 3.0, and if you’re in that boat, you likely did not put forth much effort to differentiate yourself from your peers. Getting a job won’t be as easy as you thought.

8. Technology has most likely killed your profession

The world is moving at a faster pace than ever before. Technology has been the leading factor behind this accelerated life. Although technological advancements lead to conveniences, they also make your role less necessary. “Middle man” jobs like car salesmen and real estate agents will slowly be replaced by cheaper-to-use Web-based alternatives like Zillow.com or Automation.com. If that weren’t bad enough, Wall Street has been taken over by computers as well, with increasing talk about high frequency trading. A lot of industries that required human labor have taken their operations online to save operating costs and increase their margins. Cold world.

7. Not everything is going to work out for you

During my years in college, I have seen many of my colleagues struggle through issues that haven’t worked out in their favor. They face notable difficulty because they have been living in a bubble throughout college and expect to be appeased and catered to at any given moment. When this didn’t occur, signs of depression emerged along with many unsettling feelings. You have been taught to expect instant gratification, which doesn’t necessarily exist in the real world.

6. College girlfriend or boyfriend will become a pain

The love you experienced during your years at college will crumble right in front of your eyes after graduation. Wants, needs and priorities will change drastically. You will shift from worrying about your next drink to scampering frantically to pay rent on time. This will be something you have to expect as your priorities will differ as you finally gain the freedom you think you’ve been dying for. Your keg stand relationship will never survive out there in the real world and will blow away faster then that cheap blue hat you throw in the air. Life will get complicated for both of you and then you will soon grow apart from each other.

5. “College was the best years of my life” syndrome

If you’re finishing college thinking that these have been the best four years of your life, you are doomed for failure. There is no reason why college should be the best four years of your life, as there is nothing fancy about drinking warm beer and overdosing on Adderall before finals. College is the first step to reaching the best years of your life. When you make this statement you suggest that life has peaked during college. This mindset instills a sense of mediocrity that will cause you to miss what life truly has to offer. You are basically implying that your z-score chart is on its downward trend.

4. C students run the world

If you have wasted your time writing essays and trying be a straight A student, it really does suck to be you. It is about time someone explains to you that C students run the world. While you were studying, they were strategizing how to take over the world. We no longer live in a world where being book smart helps you, but rather having the entrepreneurial intuition gives you the advantage and upper hand. School is a place where A students teach B students how to work for C students.

3. Network

I’m unsure if your well-educated professor warned you, but your network is equal to your net worth. We live in a world where it’s not what you know, but whom you know. Make sure to meet many different types of people in different industries and find the synergy between them. Make friends with the nerdier kids and definitely make friends with someone who knows how to code. You will never know when you will need to reach into your Rolodex and call someone. Networking will be essential.

2. Actions will have reactions

In college, you do what you please with no severe consequences, perhaps barring your girlfriend catching you cheating with a freshman, but even that you could get out of with one hand tied behind your back. In the real world, you are going to have to understand that all your actions and decisions will have dire consequences, so be prepared for the ramifications. The term YOLO will rapidly leave your vocabulary (as it should) as you are now building your reputation and writing your story in the world.

1. Hard work and dedication

Your ability to succeed in this world will be solely based off your hard work and dedication. Talent can only take you so far and your tendency to procrastinate will be your downfall. There are no handouts, no short cuts, no nerds you can pay off and no Adderall that will get you through the crash course of life. It is solely dependent on your input, as that is what you’ll get out of it.

Lastly, don’t be afraid to fail and don’t ever let anyone discourage you. Question everything and never settle for mediocrity. When you are done with college, don’t simply become a college graduate; become a problem solver.



When someone undertakes on a business venture, he is ready for profits and losses.When you cameby you said I am afraid of love, who doesnt?? Everyone knows the risks that comes with it but dares to love anyway..its because of the benefits that comes with it. I trusted you and thats why am suffering pain by you who I loved too
much.you hurt me
sooooooooooo bad why?
maybe twas because I
trusted you more than you
deserved but now I know
better and as long as the
GOD I serve lives I shall
surely smile again!
With or without you, Right now am crushing but I will fly again.you are nothing to me.I no
longer care about you just
the way you dont care
about me or maybe its because of the pain am passing through that makes me talk like this. I was feeling empty, empty deep inside but I
found a new crush
Swirie ………you will be soooo jealous
trust me.
Anyway never thought i’d find someone like you true2 dat I found someone better than you I
wish nothing BUT THE


The Japanese General
Nabunaga decided to
attack even though he had
only one soldier to the
enemy’s ten. He was sure
he would win, but his
soldiers were full of fear.
On the way to battle they
stopped at a Shinto shrine.
After praying in the shrine
Nabunaga came out and
said, ‘I shall now toss a
coin. If it is heads, we shall
win. If tails, we shall lose.
Destiny will now reveal
He tossed the coin. It was
heads. The soldiers were
so keyed up for the fight
that they wiped out the
Next day an aide said to
Nabunaga, ‘No one can
change destiny.” “Right”,
said Nabunaga showing
him a doubled coin that
was heads on both sides.
Who makes Destiny?



There was this village
where one day a man
appeared and said that he
wanted to buy monkeys.
He said that he would pay
a hundred rupees per
monkey. The villagers
caught all the monkeys in
the neighborhood and
sold them to him for a
hundred rupees each.
Soon another man
appeared and said that he
would pay two hundred
rupees for each monkey.
But there weren’t any
more monkeys around.
They were all owned by
the first man.
So the villagers went to
him and said that they
were willing to take the
monkeys back and return
his money. But the
monkey owner was
unwilling to sell. The
villagers raised the offer
price to Rs 150 per
monkey, then Rs 175 and
finally to Rs 199 but the
man just didn’t want to
sell, even though he
clearly didn’t have any use
for the monkeys.
Eventually, just to see
whether he would sell,
they offered him Rs 200
but he still refused.
The villagers were puzzled
by this.
Finally, one of them
figured out that there
must be someone else
who was going to come to
the village and offer even
more money for the
Convinced that this was
the real explanation, they
went and offered the man
Rs 300 for each monkey
and sure enough the man
Joyous at having landed
such a good deal, they
quickly paid him off before
he changed his mind and
took possession of the
monkeys. The man went
away with his money and
presumably lived happily
ever after.
The villagers waited for
the next buyer. And
waited. And waited. But
no one ever appeared
who wanted to buy a
But wait. If you think
you’ve guessed the moral
of the story, you are
wrong because the story
isn’t over yet. This story
isn’t quite the same as the
monkey story you may
have got in one of those
chain-fowarded emails.
In my version, there was
another village nearby. In
this village a man
appeared one day and
offered a thousand rupees
each for a goat. Now goats
were valuable, but not as
much as a thousand
rupees so the villagers
sold the goats to this man.
A similar thing happened
here too.
A second man appeared,
offered two thousand for
each goat, the first man
refused and eventually the
villagers ended up buying
the goats back for Rs
3,000 each.
Here too, the two men
disappeared and no one
ever came and offered so
much money for a goat
again. But there was a
difference. Goats aren’t
monkeys. They could be
milked every day and the
milk was good and
healthy. In fact I’ve heard
that Gandhiji preferred
goat milk. Even the goat
droppings could be used
as fuel, though I’m not
sure of that. When the
goats eventually grew too
old to be milked, the
villagers could kill them
for mutton. All in all, it
wasn’t a complete
But the monkey-owners
were not so lucky. Since
these weren’t demat
monkeys, they actually
had to be kept in one’s
house. The monkeys ate
too much, shouted and
shrieked all day and
sometimes bit people.
Eventually, when it
became clear that the
monkeys were worthless,
their owners abandoned
them and tried to forget
about their losses. And
that’s the moral of the
story. In the stock markets
today, there are good
companies that are
overpriced and there are
worthless companies that
are overpriced.
Moral – If you are going to
be a fool and pay absurd
prices because you think
that a greater fool will
appear in the future, make
sure you buy a goat and
not a monkey



10 Lessons from a Spider About Achieving your Dreams

spiderman can also learn a few lessons from a spider!
This article comes with a health warning!

Some people are averse to Spiders, but by the time you have read this post, you may well love them!

Last night I saw a beautiful sight. Well, beautiful to me anyway.

Right outside my front door, I saw a giant spider’s web. Just to clarify the web was giant, not the spider, which was perhaps no more than an inch in size.

The giant web was about a metre high and almost the same in width. So believe me, it was giant! And right in the middle of it, beavering away was my new spider friend.

It was easily the biggest spider’s web I have ever seen.

Check out on Facebook the photos I took of my new spider friend.

What I saw last night was to me a masterpiece, a wonder of nature, a work of art.

Okay, spiders may not be your taste (has anyone ever even tasted one?). They may not appeal to you, but they can certainly teach you a few life lessons.

Like them or not, tiny or giant, spiders are incredibly powerful and awe-inspiring. If you ever get a chance, watch how a spider spins its web.

Nature at its most awe inspiring.

That’s what spiders do. They build webs. They are master engineers and they create engineering miracles.

What do humans do? They dream. But only a few of them go on to make their dreams come true.

Will you make your dreams come true? What will it take for you to be the engineer of your life?

Here are some life lessons spiders can teach you about achieving your dreams:-

1. Get started!

A spider doesn’t look for the absolutely best location nor does it do any navel gazing before starting on creating its web.

It instinctively knows where the insects (its food) are hanging out, so it just gets started and once the first few strands have been spun, there is no looking back.

So get started today with whatever you want to achieve in life – don’t wait for that perfect day which will never come.

2. Believe in yourself and what you are building

A spider’s web is incredibly fragile and yet so strong. Last night I tested it by gently blowing on it and it shook quite precariously.

Spiders know what they are capable of spinning. They get started and believe in their natural ability.

In the same way, start working on your dream today and know that you can do it.

Be creative and do the best you can.

3. Thing big and cast your net wide

The most impressive thing about the web I saw last night was just how big it was. I am sure the spider would not have thought of starting small and then one day thinking big.

You too can think big  – cast your net high and wide.

4. Persevere with your dream


The web I saw was clearly a lesson in perseverance and must have taken some time.

I am sure that by this morning the web will have been destroyed – either blown away by the wind, or “cleaned up” by a neighbour.  And yet the spider will continue to build and start again today and tomorrow.

Be prepared for knocks and challenges – and start again tomorrow.

So start with your dream and don’t worry about it being blown away.

5. Be diligent and hardworking

I have no idea how long the spider took to build its web last night. Maybe just a few hours but in that time, the spider would have worked non stop and diligently until it had created its masterpiece.

You too can learn to be focussed. Work diligently on your dream until it becomes reality.

6. Build everyday

A spider builds a web everyday – or every time the previous one gets blown away, destroyed and simply needs rebuilding or repairing.

Outside my living room window a spider created a web three months ago and I have watched how it’s kind of now settled into that spot. But I am sure if necessary it would start again everyday and build another web.

In the same way, you too can build on your previous days efforts everyday.

Don’t stop and don’t get complacent. Remember the principle of Kaizen and continuous improvement.

7. Create an extraordinary legacy

Would I have even noticed the spider last night if it had created just a tiny little web in one corner of the garden?

Instead, it had created a masterpiece right bang along side the stairs to the front door, so the whole world could see it. Granted, that was probably also the best place to catch its food, but you get my point.

So why be ordinary, when you can be extraordinary?

8. Go alone if necessary

As far as I know, spiders always build their own web and on their own.

So you too can build your dream single-handedly. Of course, do seek out help and guidance from others, but do not rely on others to get started. Don’t wait till you have your “dream team” to start on your dream

Forge ahead on your own – and people who can help you will show up.

9. Don’t seek approval from others.

A spider doesn’t go around seeking approval of its creation, or crave awards from some design council in the insect world.

Just get on with the daily actions that will take you towards your dream. Don’t worry about what others think of you.

10. Start again and again if necessary

So often in life, you will face some knocks and setbacks. But don’t let that hold you back.

A spider doesn’t give up and sulk in a corner every time its web is destroyed. It starts again and again.

In the same way, you too can start again – learn from your experience, remember the lessons learnt and next time do it even better.

“What you spend years creating, others could destroy overnight.  Create anyway.” – Mother Teresa.

Follow your dream.

Remember that building anything worthwhile takes time, effort and dedication. Learn from our spider friends and create your own wonderful web in your life.

And if you are still scared of spiders? Then just remember what they can teach you!

lessons we can learn from the ants


5 Personal Finance Lessons We Can Learn From Ants

K. W. Callahan

K. W. Callahan, Yahoo! Contributor Network
Jun 22, 2011 “Share your voice on Yahoo! websites. Start Here.”

My son recently received an ant farm for his fourth birthday. And though he seemed slightly intrigued by the whole scenario of putting ants into a box in an effort to watch them go about their daily duties, it didn’t hold nearly the attraction or intrigue for him as it did for dear old dad.

I found myself more than my son taking a vested interest in the lives of those little powerhouses, and soon enjoyed not only feeding, watching and caring for them, but learning from them as well.

Here are a few of the things I picked up from those tiny fellows, and how those lessons can be applied or molded to fit our personal financial lives.

Work First, Play…Never?

I know that a bug’s capacity for play is limited, and I knew going in that ants had a heck of a work ethic, but these little guys’ were ridiculous…they never stopped working except to sleep. I mean, I’m all for work getting your work out of the way first, but these ants took it to a whole new level. They’d just work, work, work, and then the next morning I’d wake up and find one or two had just keeled over and given up the ghost in the middle of the night; their friends in the process of dismantling their crumpled little bodies and carting them off.

This made me realize that for as much as the human race could be compared to a giant colony of ants, scurrying back and forth, building our homes, doing our work, gathering food, and reproducing, we at least have the capacity to enjoy ourselves at times. And that while work is important, we must take time to try to enjoy the fruits of our labor. Otherwise, what’s the point?


Ants are interesting little creatures. They don’t need to have big brains, computers and financial analysts to tell them to diversify; it’s instinctual with them.

They don’t just build one tunnel entrance, because what if some silly human steps on it or an invading army attacks there? No, they build multiple entrances, tunnels and escape routes in case of emergency.

And do they stockpile their food all in one chamber? No, because what if that chamber were to flood or collapse? Therefore, they split their resources between a number of areas to protect against disaster.

How is it that ants can know this, but so many humans — with our abilities to think, understand and reason — have yet to learn it?


Ants, like squirrels might take stockpiling food and supplies to the extreme. This doesn’t however mean that we can’t learn something from their example.

Being prepared for emergency situations by having an ample supply of food, water, medicine, and other necessary supplies can help keep us ready for a number of emergencies and reduce the chance of having to venture out into unsafe conditions to resupply. Not only this, but even in the event of a non-emergency situation such as a job loss or work reduction, having extra food in the cabinets can act as a sort of ready reserve to serve in place of having to spend cash you don’t have at the grocery store.

Cleanliness is Next to Antliness

I never realized at how hard ants work at remaining clean. They take time to clean themselves, clean one another, and keep their living quarters nice and tidy.

Hopefully I don’t have to get into the subject of personal hygiene here, but I do think ants can provide a valuable lesson to us humans when it comes to the part about their living quarters. They spend much of their time, moving, sorting, removing debris and waste, and generally staying organized and clutter free. This appears to help them remain efficient and in turn enhance their work capabilities and pinpoints the fact that clutter and disorganization in humans’ lives often act to slow us down.

Working as a Team

It is incredible just how much teamwork can take place with creatures that don’t speak to one another. Yet, it may be equally incredible just how little communication can take place between creatures that do.

While each ant in the colony seems to know his role, we as humans often find ourselves not knowing exactly how to help ourselves or each other in families of much smaller proportions. Just as communication (by way of touch and feel to ants) is critical for each ant to understand his job and role within the colony or ‘family’ if you will, it is similarly important inside human families for us to understand our roles by talking to and listening to one another and determining just how we can each contribute best to the family finances and pull our weight accordingly.